Proposal:Protect Federal Workers' Credit Act

This proposal is archived and closed to further debate. It was introduced in the 116th Congress, which has concluded, and the bill was not enacted into law.

Bill	S 535
Type of Legislation	Senate Bill
Congress	116
Source	View original on Congress.gov

Geographic Scope

National

Description

Protect Federal Workers' Credit Act

This bill generally restricts the inclusion of certain negative credit information on credit reports upon notification that an individual was affected by a federal government shutdown. Specifically, the bill prohibits (1) an individual from reporting such negative credit information to a consumer reporting agency and (2) the inclusion of such negative credit information on a credit report. The Consumer Financial Protection Bureau must maintain a database of affected federal employees and contractors and make the database accessible to consumer reporting agencies. Subsequently, consumer reporting agencies must delete all negative credit information from the relevant time period regarding affected federal employees and contractors. Consumer reporting agencies must also make additional free credit reports available to an affected individual upon request.

Bill Title

Protect Federal Workers' Credit Act

Linked Goals

• Goal:Promote General Welfare

Steps

• 2019-02-14: Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
• 2019-02-14: Introduced in Senate

Projected Outcome

A more informed proposal or public response aligned with the Promote General Welfare goal.