Proposal:Fair Lending for All Act

This proposal is archived and closed to further debate. It was introduced in the 116th Congress, which has concluded, and the bill was not enacted into law.

Bill	HR 166
Type of Legislation	House Bill
Congress	116
Source	View original on Congress.gov

Geographic Scope

National

Description

Fair Lending for All Act

This bill modifies provisions related to prohibited credit discrimination.

The bill adds sexual orientation, gender identity, and an applicant's location based on zip code or census tract as classes protected against discrimination with respect to credit transactions. (Currently, discrimination is prohibited on the basis of race, color, religion, national origin, sex, marital status, age, or because an applicant receives public assistance.)

The bill establishes criminal penalties for violations of prohibited credit discrimination.

The Consumer Financial Protection Bureau is required to review loan applications for compliance with specified consumer laws and to establish an Office of Fair Lending Testing.

Bill Title

Fair Lending for All Act

Linked Goals

• Goal:Promote General Welfare

Steps

• 2019-01-03: Referred to the House Committee on Financial Services.
• 2019-01-03: Introduced in House
• 2019-01-03: Introduced in House

Projected Outcome

A more informed proposal or public response aligned with the Promote General Welfare goal.