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Proposal:Competitive Health Insurance Reform Act of 2019

This proposal is archived and closed to further debate. It was introduced in the 116th Congress, which has concluded, and the bill was not enacted into law.
Geographic Scope
National

Description

Competitive Health Insurance Reform Act of 2019

This bill declares that nothing in the McCarran-Ferguson Act modifies, impairs, or supersedes the operation of antitrust laws with respect to the business of health insurance, including the business of dental insurance. This declaration does not apply to a contract, combination, or conspiracy to (1) collect, compile, or disseminate historical loss data; (2) determine a loss development factor for historical loss data; (3) perform actuarial services if the collaboration does not involve a restraint of trade; or (4) develop or disseminate a standard insurance policy form if adherence to the form is not required.

Prohibitions against unfair methods of competition apply to the business of health insurance without regard to whether the business is for profit.

Bill Title

Competitive Health Insurance Reform Act of 2019

Linked Goals

Steps

  • 2019-02-06: Read twice and referred to the Committee on the Judiciary.
  • 2019-02-06: Introduced in Senate

Projected Outcome

A more informed proposal or public response aligned with the Promote General Welfare goal.